“To protect your credit card against misuse, remember to sign the back of your card before you start using it” - you will hear that every single time when you call your credit card company to activate a credit card (or a debit card for that matter).
Even the Federal Trade Commission (which, by the […]
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I often wonder about the irony of subprime lending - whether it’s made available through mortgage or through credit cards or through any other source of credit. I mean, people with bad credit are the very people who should be staying away from subprime borrowing. These people are already in the subprime category […]
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After a year long run with 0% APR credit card arbitrages, it looks like it’s time to pull the plug.
The sole reason for ending this free money run is the lack of *good* 0% APR offers to continue transferring the existing balances. Most credit card companies now impose balance transfer fees at about 3% […]
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Published by golbguru July 24th, 2007
in credit cards, stuff and odds and ends.
Dave Ramsey is going to be happy with me for writing this post.
Normally, I don’t subscribe to Ramsey’s psychology and I don’t recommend cutting up credit cards (at least not valid, unexpired ones that can still be used). But, I was just re-reading one of my long-time favorite books “Physics for Entertainment” and suddenly […]
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OK people, bring it on. Let’s throw some arguments from both sides of the table and discuss this issue.
I have got more than one reader say something to this effect:
What’s dumb about credit cards? There’s no emotional connection when using plastic. If you go to Lowe’s with a credit card vs. cash, studies indicate […]
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