- Ten Things I Hate About Monster.com’s Job Search by Lazy @ Lazy Man and Money.
- “So When You’re Rich, You Won’t Have To Be Frugal,” He Told Me by Sharon @ The Frugal Duchess.
- Thoughts on the Subprime Mortgage Bailout by Nickel @ Five Cent Nickel.
- Dealing With Setbacks, My Two Cents Worth by Rob In Madrid (guest author) at Blogging Away Debt.
- Worried About Paying For College? Then Don’t! by MBH @ Mighty Bargain Hunter.
- Finding the Funds That Beat the S&P 500 by Sun @ The Sun’s Financial Diary.
- The Straw That Broke My Camel’s Back: Rate Locks For Stupid Mortgage Borrowers by Nick @ Punny Money.
- The Mortgage Mess - A Few ‘No Credit Needed’ Thoughts by NCN @ No Credit Needed.
- Where Should You Put Your Cash? 5 Steps To Safety by SVB @ The Digerati Life.
- Dealing With the Alternative Minimum Tax (AMT) by Jeremy @ Generation X Finance.
- 7 Responsible Ways To Spend Your Holiday Bonus by Jim @ Blueprint for Financial Prosperity.
- Money Resolutions for a Financially Secure New Year by Ben @ Money Smart Life.
- More Reasons to Turn Down a Job Offer by FMF @ Free Money Finance.
- How To Avoid Counterfeit Goods This Christmas by Patrick @ Cash Money Life.
- Investing: How Following Top Performing Stocks Can Guarantee You a Loss @ Mrs. Micah.
From the category archives:
blogs roundup
Money Links For 12-10-07
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Around The Financial Blogosphere
- What Should Individual Investors Do With All the Fear in the Stock Market Right Now by David @ Money Ning.
- Invest in Yourself by Learning Things of Value by MBH @ Mighty Bargain Hunter.
- Idiots Who Cause Car Accidents and Block Traffic Cost You $18 Million A Year by Nick @ Punny Money.
- A Visual History of the Stock Market From 1996 - 2007 by Jeremy @ Generation X Finance.
- Making A Break With The Past - Changing Habits And Thinking Long Term About Personal Finances by NCN @ No Credit Needed.
- Eight Quick Takes on an Icy December Day by Trent @ The Simple Dollar.
- How Much Are You Really Saving With Holiday Deals? by Ben @ Money Smart Life.
- Performance of My Defensive Stocks by Sun @ The Sun’s Financial Diary.
- The Lies That (Some) Financial Advisers Tell by Nickel @ Five Cent Nickel.
- Is Software Development Slowly Killing Me? by Lazy @ Lazy Man and Money.
- How To Find The Perfect Gift For The Lady In Your Life by SVB @ The Digerati Life.
- 7 Irresponsible & Fun Ways To Spend Your Holiday Bonus by Jim @ Blueprint for Financial Prosperity.
- How to Buy a Car for Cash by FMF @ Free Money Finance.
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The Sunday Review #43
- I’m Investing Regularly, but How Do I Know if I’m Doing Well? by Jeremy @ Generation X Finance.
- My Financial Success Story - I Spend Less Than I Earn by Patrick @ Cash Money Life.
- The Clearance Craze by Melissa (as a guest blogger) @ I’ve Paid For This Twice Already.
- Save Money By Making Your Own Beer by Lazy @ Lazy Man and Money.
- Basics of Prenuptial Agreements by Jim @ Blueprint for Financial Prosperity.
- Look Before You Leap: Roth IRA Conversions in 2010 by Nickel @ Five Cent Nickel.
- Can Your Healthcare Costs Go Up If You’re Obese? by Glblguy @ Gather Little by Little.
- Would You Pay $45,000 to Live Seven More Years? by FMF @ Free Money Finance.
- Haggling Scares Me by Justin @ Zen Personal Finance.
- List of money-related forums and discussion boards by MBH @ Mighty Bargain Hunter.
- How I Live Without Using Credit Cards - My Simple System For Living On A Budget by NCN @ No Credit Needed.
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Money Links For 10-19-2007
Here are some interesting money articles published over the week.
- Five Reasons Why Having A Child Isn’t As Expensive As You Might Think by Trent @ The Simple Dollar.
- Five Fabulous-Paying Jobs Anyone Can Do—Except They’re Totally Illegal by Nick @ Punny Money.
- How to Work Extremely Hard and Get Nothing Done by Ben @ Money Smart Life.
- Sleeping With Money: Merging of Families and Very Different Finances by John @ Queer Cents.
- Why Do We Read and Follow Money Tips But Never Become Rich? by David @ MoneyNing.
- 132 Items of Clothing Gone! @ Clever Dude.
- Money Vs Time Off: Why We Don’t Take Vacations by SVB @ The Digerati Life.
- Some Financial Consequences of Depression @ Mrs Micah.
- Are You a Rate Chaser? by Sun @ The Sun’s Financial Diary.
- Things I’ve Learned About Money by Not Having a Lot of It. by Lynnae @ Being Frugal.
- Borrowing to Invest: Helpful or Hurtful? by Nora @ Wise Bread.
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Money Links For 10-11-07
Some interesting stuff that got published while I was sulking away:
- Should Men And Women Receive Different Personal Finance Advice? by Trent @ The Simple Dollar.
- Save Money By Living in a Mall Parking Garage for Four Years by Nick @ Punny Money.
- 27 Ways To Save Money On Food by Brett @ Frugal Law Student.
- Can Cheaper Goods And Lower Prices Put Us At Risk? A Photo Essay by SVB @ The Digerati Life.
- Frugal Ways To Get In Shape by Kyle @ Rather Be Shopping.
- Repair. Reuse. Save! by Dawn @ Frugal for Life.
- Redbox Test One: Success! @ Clever Dude.
- CFL Bulbs Can Save You Money, But There is Something Else You Should Know by Tricia @ Blogging Away Debt. Here is some more information on the subject.
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Money Links For 09-27-07
- Making A Major Life Change: Is It Time For Kathy To Abandon The City? by Trent @ The Simple Dollar. Don’t forget to go over the comments on this one.
- Moving Is Going To Save Us A Ton Of Money And Improve Our Quality Of Life by David @ My Two Dollars. More on moving as David discusses the factors he considered before deciding to move.
- More Buffet Strategies: Olive Garden’s Never-Ending Pasta Bowl by Nick @ Punny Money.
- Determine Your Retirement Needs In 3 Easy Steps by Pinyo @ Moolanomy.
- Rich People Are Crazy! by Jim @ Blueprint for Financial Prosperity.
- Save Money on the Web by Lazy @ Lazy Man and Money.
- Emotional Impact of Temporary Setbacks @ I’ve Paid For This Twice Already.
- Analyze Your Broker Using BrokerCheck by Sun @ The Sun’s Financial Diary.
- Are You Motivated Enough To Be Financially Free? by David @ MoneyNing.
- Don’t Let Pride Ruin Your Life @ Clever Dude.
Carnivals and Festivals:
- Carnival of Personal Finance #119 hosted @ Blunt Money.
- Festival of Frugality #93 hosted @ Money and Values.
- Carnival of Capitalists @ The Virtual Handshake.
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Money Links For 09-21-07: Death Special
Looks like Jeremy @ Generation X Finance has had death on this mind lately.
Here is a series of informative articles he has published recently on post-death wealth management:
- Transferring Assets Upon Death Through a Will
- Transferring Assets Upon Death by Operation of Law or Contract
- Transferring Assets Upon Death With a Trust
Other interesting articles of the week:
- Shaking the New Car Itch: A Tale of Priorities by JD @ Get Rich Slowly.
- Who else is tired of hearing about the ‘latte factor?’ by KMC @ Advanced Personal Finance. Reminds me of my resistance to the latte factor idea.
- How to Get Ahead In America by Logan Flatt @ Power Wealth. Logan is creating a 12-part series on this subject and it seems pretty promising so far.
- An Analysis: Bit Off More Than He Could Chew by Mapgirl @ Mapgirl’s Fiscal Challenge.
- Dealing With Found Money, Followup by Nickel @ Five Cent Nickel.
- 12 Ways To Beat Inflation: Don’t Let Rising Prices Get You Down by SVB @ The Digerati Life.
- Beware On-Campus Credit Card Application Booths by Jim @ Blueprint for Financial Prosperity.
- Learning A Little Bit About Dividends by NCN @ No Credit Needed.
- What is “Short Selling” or “Shorting a Stock”? by Preet @ Where Does All My Money Go.
In other news, Mint.com is now live. Go ahead and check it out - it’s a online financial management portal that helps to put your credit cards and bank accounts in order.
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Money Links For 09-13-07
Links to some recently published interesting articles on personal finance blogs.
- Does Cooking At Home Really Beat The McDonalds $1 Double Cheeseburger? by Trent @ The Simple Dollar. Home 1 vs. McDonalds 0.
- Renting vs Buying a Home: A Detailed Calculation by Casey (as a guest blogger) @ Clever Dude. This stuff is pretty detailed - without a lot of confusing numbers.
- Save Money on Hobbies by Lazy @ Lazy Man and Money. Apart from these tips, just remember to not turn a hobby into an addiction. *cough* blogging *cough* note to self *cough*.
- MBA Options Part 4: Importance of Business School Rankings by Patrick @ Cash Money Life. I am not sure about MBA schools, but for engineering schools, the ranking stuff is a bit too over-rated.
- Cut Down On Travel Costs As A Gracious Houseguest by SVB @ The Digerati Life. We did some of these things when we visited NY/Philadelphia a few months ago.
- What Do You Do If A Credit Card Employee Calls You? by Tricia @ Blogging Away Debt. Watch out for these scams.
- The Buy and Hold Trading Strategy: It’s Like Raising Your Son by David @ Money Ning.
- Richard Dawkins and Doing What You Love by Plonkee @ Plonkee Money. This comes at the right time.. we were just discussing why some people might be deliberately choosing jobs that require too much work for the money.
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Extended Warranties, Envelope Cash Video, And Alcoholism: Money Blogs Roundup
I intended to publish this earlier, but simply forgot about it (.. yeah, just forgot). So, I am just going to stick with the “midweek” in the title and you can assume that I published this on Wednesday.
- Upgrading My Living Room Entertainment, Part 2: Extended Warranty by Flexo @ Consumerism Commentary. Flexo wonders if he should buy extended warranty (at $63 per year for 3 years) on his newly acquired 42″ $1300 LCD HDTV. Personally, I don’t even think about extended warranties when it comes to electronics - if there is some problem, it’s usually apparent within the first few months and conversely, if there are no problems within the first few months, then it is very less likely that there will be problems in future (according to my perception). This is especially true for stationary (non-portable) items like televisions, desktop computers, or home theater systems - there is hardly anything that can cause malfunctioning at a later stage. Also, most of these relatively expensive items come with original factory warranty (usually for a year) and that’s probably enough time to figure out if you bought a lemon.
- Envelope System Video Tutorial (Step By Step Guide To Using The Envelope System To Manage Your Cash) by NCN @ No Credit Needed. For people who don’t use credit cards, and are not good with managing cash, this will be a very instructive video.
- Here’s A Crazy Idea: How About A Six-Month Prohibition to Cut Debt, Eliminate Alcoholism, and Save Families by Nick @ Punny Money. Nick wonders whether prohibiting alcohol would solve a lot of problems. Hmm… prohibition will probably mean much safer driving on Friday nights. Now, I would give up a few beers for that. Seriously though, with all the TV advertisements against drunken driving, one would expect a drastic reduction in people who drink and drive. However, over the last 5 years, things haven’t changed much in our town. It’s still pretty risky (for sober drivers) to be out driving on late Friday nights.
- How The Frugal Law Student Saves On Shaving by Brett @ Frugal Law Student. This is what I was talking about when I wrote this post: I Don’t Need A Microchip For Shaving. Brett’s post reminds me of old days - it was a norm to use safety razors for shaving (around the place where I lived when I was young).
- 10 Ways To Make Saving Money Painless by Brip Blap (as a guest author) @ My Two Dollars. A simple message worth repeating a thousand times: make your savings automatic.
- Additional income: Stoozing, or Credit Card Arbitrage by Plonkee @ Plonkee Money. “Stoozing” seems to be the English word for 0% APR arbitrages.
On a related note, I wrote something earlier about whether a credit card arbitrage is worth it if the card companies charge balance transfer fees (although the article talks about transferring balances from one card to another, you can extend the logic to transferring balances from a 0% card to a bank) - check it out if you still want to “stooze” after the fees.
- 5 Myths That Can Hurt Your FICO Score by Melissa @ A Penny Closer. Again, some advice that is worth repeating a thousand times. Every once in a while you will notice a well-established personal finance blog saying something to the contrary.
- Examine Your Motives Series: Buying a Home @ Clever Dude. If every homeowner had done this before jumping to make their purchase, we wouldn’t have had the subprime mess at all.
Don’t just buy a home because your friends are doing it, or you’re afraid of missing something, or because you “want freedom and stabilityâ€. Home ownership is not a financial investment. It’s an emotional investment.
True, it’s an emotional investment, but it cannot (and should not) be made without a thorough financial analysis. If you are signing for a 30 year mortgage… at least think 10 years down the line.
Carnivals of the week
- The 89th Festival of Frugality hosted at FILAM Personal Finance.
- The Carnival of Personal Finance hosted at Free Money Finance.
- The Carnival of Observations on Life hosted at Anja Merret.
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Midweek Money Links
Debt Consolidation Care - Check this resource out. I have been speaking to James (one of the key members behind the website) for the last couple of weeks and have finally decided to write about them. No, they are not a “company” and no, this is not a paid post (this blog’s policy is against paid reviews). Debt Consolidation Care is a growing community of people who share knowledge about debt consolidation and related issues. A lot of issues are being discussed in the community’s forums. Some of the key forum subjects (with number of posts in brackets) are:
- Debt Consolidation and Settlement (80643 Posts)
- Payday Loan Help (2744 Posts)
- Dealing with Collection Agencies (42222 Posts)
It’s one thing to hear a blogger (who has never availed any payday loans) rant against payday loans and it’s another thing to hear complaints and suggestions from someone who has been through that hell. That’s where the power of forums come into play.
Do visit them if you have the time.
Here is a list of other interesting money links for today:
- What’s Asset Allocation? by Wealth Builder @ Wealth Building Lessons.
- How to Start a Family Without Breaking the Bank by Nickel (as a guest author) @ Get Rich Slowly. The way this post reads, Nickel must be responding to my earlier post: Think About Your Finances Before Having (More) Children. As I see it, you should either be prepared with money, or be prepared for the sacrifices (which you should do - not your kids) - in either case, you must think along these lines before you have more kids.
- Cheapest Days to Purchase by David @ MoneyNing. Interesting list of things that are cheaper when bought on certain days of the week.
- Water Frugality - The Navy Shower and The Incredible Head by Bazil @ Day in the Life of Baz.
- Why Most People Get Returns Less Than The Market by Super Saver @ My Wealth Builder.
- My Conversation with Chris Gardner: Pursuit of Happyness by Sharon @ The Frugal Duchess.
- I Know Why I’m Fat! It’s Because of My Credit Cards!! by Tricia @ Blogging Away Debt.
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