After a year long run with 0% APR credit card arbitrages, it looks like it’s time to pull the plug.
The sole reason for ending this free money run is the lack of *good* 0% APR offers to continue transferring the existing balances. Most credit card companies now impose balance transfer fees at about 3% […]
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Got a letter yesterday from Citibank in the mail with the subject “Notice of Change in Terms and Right to Opt Out”. The letter informs that the maximum transaction fee limit for balance transfers on Citibank credit cards will be removed effective April 3rd.
Earlier, the upper limit on transaction fees was $75 (I think…I […]
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I mentioned in an earlier post that, about six months ago, I involved myself in some 0% APR credit card arbitrage. Here, I will document a few things about my current credit score (as compared to my score before the arbitrage), that may interest some of you. If you don’t know what I am talking […]
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If you are worried about what happens to your credit score when you apply for a new 0% APR card, then this tip is for you.
Here is what myFICO.com says about factors that do not affect your credit score:
Your own credit report requests, credit checks made by businesses […]
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Published by golbguru October 13th, 2006
in credit cards, APR and balance transfers.
Ok so you have a 15 month 0% APR offer, how are you going to squeeze the best out of it? In one of my previous post the title says “Free Money..“. Where exactly is the free money involved? Am I talking about all the interest you will save by paying only the minimum […]
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