Archive for the 'APR' Category

Deconstructing My Credit Score After 0% APR Credit Card Arbitrage

I mentioned in an earlier post that, about six months ago, I involved myself in some 0% APR credit card arbitrage. Here, I will document a few things about my current credit score (as compared to my score before the arbitrage), that may interest some of you. If you don’t know what I am talking […]

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How And How Much You Would Earn From A 0% APR Offer: Part 2

In part 1 of this series, I wrote about how much money you would potentially save by making use of a 0% APR balance transfer (BT). At the time, I was expecting to write part 2 about how to make use of a balance transfer when you don’t have any credit card debt. However, […]

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How And How Much You Would Earn From A 0% APR Offer: Part 1

Ok so you have a 15 month 0% APR offer, how are you going to squeeze the best out of it? In one of my previous post the title says “Free Money..“. Where exactly is the free money involved? Am I talking about all the interest you will save by paying only the minimum […]

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Free Money: Blue From American Express Card, 15 Month 0% APR Offer

Another chance for earning free money with this credit card: Blue from American Express.
There is no balance transfer fee.
Here is what it says in the fine print:
“There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer […]

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How Long Till You Double Your Money? Is the Rule Of 72 Good Enough?

[Do let me know if you have seen the calculations behind the “Rule of 72″ before this :)]
I am sure almost everyone on the personal finance blogging scene must be knowing about this rule of thumb…sort of. Here, I am just revisiting the idea behind this deceptively simple concept from ground up.
This is the […]

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