The Worst Credit Card I Have Ever Seen

by golbguru on August 31, 2007

I often wonder about the irony of subprime lending - whether it’s made available through mortgage or through credit cards or through any other source of credit. I mean, people with bad credit are the very people who should be staying away from subprime borrowing. These people are already in the subprime category because of financial troubles and then there are these stupid (and very likely, unaffordable) subprime products targeted at them - which have the potential to throw them deeper down the financial hole.

Here is one such stupid subprime product - the Continental Finance MasterCard. It’s hard to believe that this piece of plastic comes with an initial credit limit of just $53 after a long list of fees!

Below are some of the amazing rates and fees that go along with this card.

  • Account setup fee: $99
  • Program participation fee: $89
  • Annual fee: $49
  • Account maintenance fee: $120 (charged @ $10/month)
  • Purchase APR: 19.92%
  • Authorized user fee: $30 (great! seems like $53 credit is a bit too much for a single person to handle)
  • Credit limit increase fee: $25 (and you don’t even have to ask for it!)
  • Each Credit Limit increase will be $100.00, subject to a maximum Credit Limit of $2,000.00. Each increase will appear on your Account no later than one (1) month after you have qualified for such increase. At the time of each Credit Limit increase, a $25.00 Credit Limit Increase Fee, which is a FINANCE CHARGE, will be charged to your Account.

    You need to call these people and ask them to stop; otherwise, they are automatically going to increase the limit by $100 each time and charge you the $25 fee.

  • Internet payment fee: $4 for each authorized internet payment. I just don’t get this - why are people with bad credit charged for paying their bills online? .. probably to make sure that they don’t start paying their bills automatically or something?

And, here is how the $53 initial credit limit appears:

Your initial Credit Limit will be $300.00 and you agree to pay the following fees, which will be billed to your Account and will appear on your first monthly Billing Statement: a one-time Account Processing Fee of $99.00, a one-time Program Participation Fee of $89.00, a monthly Account Maintenance Fee of $10.00 and an Annual Fee of $49.00. Your available credit after these charges will be $53.00 at Card issuance.

Here is an YouTube video that points fingers at this same credit card for some of the reasons mentioned above:

[Feed readers click on this link to watch the video.]
I agree that people with bad credit pose the risk of potential losses for the credit issuing company, but this a bit too much for a credit line worth just $300. This is where the irony strikes me - if you make it difficult for people to pay back what they borrow, it’s only going to increase the chances that they will never pay back what they borrowed. Isn’t there a risk assigned to this perspective?

If it’s so much risk then don’t issue credit cards to people with bad credit (I have similar thoughts with regards to subprime mortgage - it’s a self-inflicted disaster on part of both, lenders and borrowers). Just offer secured credit cards and lend against a collateral.

By the way, there is another not-so-obvious trap hidden in such credit cards for people with bad credit. If you apply for a particularly horrible “bad credit” credit card and start building your credit history with this card, then some time down the line, when you think you have built sufficient credit and no longer need this horrible card, you are going to face a problem - your credit history is going to take a hit if you close this account. And, if you don’t close it down, the annual fees are going to create a leak in your pocket for quite some time to come.

So much for the cost of bad credit and so much for people with bad credit wanting a credit card (which creates the demand for such products in the first place).

If we ever have a competition for the worst credit card in the world, do you know some good competitors for the one I mentioned above?

Related Articles:

{ 20 trackbacks }

AllFinancialMatters » Blog Archive » JLP’s Weekly Roundup (Week of August 27, 2007)
08.31.07 at 8:28 am
Weekly Personal Finance Review - Away on a Mini-Moon Edition
09.01.07 at 5:55 am
Cash Money Life - Personal Finance with a Salute to the Military » This Week in Review - My Favorite Personal Finance Posts
09.01.07 at 6:39 am
Sunday Morning Link Love 9/2/07 | I've Paid For This Twice Already...
09.02.07 at 5:17 am
Simple Budgeting Guidelines, Dealing With Credit: The Gigantic Roundup » Money and Personal Finance Blog In Silicon Valley
09.02.07 at 1:29 pm
Posts I Enjoyed Last Week | The Sun’s Financial Diary | A Personal Finance Blog on Saving and Investing
09.02.07 at 5:59 pm
DebtFREE-Revolution » Blog Archive » Carnival of Debt Reduction #103: Soon to be DEBT FREE!!!
09.03.07 at 12:05 pm
Mind Your Decisions Blog » Blog Archive » On Hailing Cabs and Not Being Stupid
09.03.07 at 10:45 pm
The Simple Dollar » The Simple Dollar Morning Roundup: Baby Week Wednesday Edition
09.05.07 at 5:31 am
carnivals are up | plonkee money
09.05.07 at 9:42 am
Stuff Worth Reading, Because Credit Cards Make Me Hot | Punny Money
09.07.07 at 6:00 am
The Top 3 Things that Will NOT help you Get out of Debt at The Grumpstump
09.11.07 at 4:14 am » The Worst Credit Card I Have Ever Seen
09.11.07 at 7:00 am
Worst. Credit Card. Ever. at aoortic
09.11.07 at 11:19 am
Neatorama » Blog Archive » World’s Worst Credit Card
09.13.07 at 12:07 am
Sephy's Platzish
09.17.07 at 11:10 am
Debt Consolidation Lowdown » Blog Archive » Carnival of Debt Management #25
10.01.07 at 1:11 am
Credit Karma - Sunday Roundup #1 | Credit Karma
10.05.08 at 3:57 am
The Financial Suite » Fast Loans for Bad Credit – How Much Money Can I Get?
08.24.09 at 10:15 pm
The Worst Credit Card in Financial History
01.12.10 at 9:50 pm

{ 140 comments… read them below or add one }

1 KK 08.31.07 at 7:36 am

This is just stupid…I want to believe that this is a joke.
How are they going to charge $99 for processing and another $89 for participation? That makes absolutely no sense to me…
Granted, I understand that there are people out there with bad credit but this is just too extreme. I could see if they knocked off some of the charges and allowed the user to add his/her funds to the cc…
this is so stupid. I can’t finish my statment.
This reminds me of Wells Fargo. I had qualified for a car loan with Eloan for 8.79%. Of course I wasn’t too happy but my credit score isn’t in the 700’s-plus the car was only $5000.
So, they (Wells Fargo) contacted for a car loan and offered me 11%. Of course I declined. They also wanted a co-signer which was odd to me.
However, they did approve me for a credit card with a $2500 limit. There was no introductory 0% and it had a 22% interest rate. The kicker was them wanting to charge me $25 annual fee.
I have about 4 credit cards with no annual and 0% interest.
Just an example of how these credit card companies kill me.

2 R 08.31.07 at 7:38 am


3 kitty 08.31.07 at 8:38 am

When I read it, my first question was - how can I go into business issuing this type of cards? It seems like such a win for the issuer: with fees like these and the credit limit so low the risk to the lender is minimal while the potential profits are pretty high. Maybe I should look into this company’s stock.

Are there really people who get this type of cards? This about how many useful things you can buy with these fees… I like my credit cards, but if I had a choice between no credit cards or the one like this, I’d just do without one.

4 42 08.31.07 at 8:41 am

this scam has been around for a long time. just after I finished grad school (a period where I had almost no income) I got one of these offers which sounds almost exactly like this one. if I’d done it I think I would have ended up with about $72 available.

what’s maddening is that someone somewhere will take the bait and end up with a rusty hook in their mouth for at least a few years. nobody needs a credit card that badly.

5 Mike Stankavich 08.31.07 at 9:14 am

I made the mistake of getting a First Premier card several years ago. As soon as I received the card I realized my mistake and sent it back. Fortunately I was able to get them to close the account without dinging me for all of those fees. You can see the fine terms that they offer at

A google search found this page that detailed their abusive fees.

6 Mike Stankavich 08.31.07 at 9:23 am

Sorry for the comment spam, but I found one more link about the First Premier card. They recently reached a settlement with the New York Attorney General’s office to settle an investigation of abusive and unfair credit card practices. See this link for more:

7 cooking4two 08.31.07 at 9:58 am

“if you make it difficult for people to pay back what they borrow, it’s only going to increase the chances that they will never pay back what they borrowed. Isn’t there a risk assigned to this perspective? if you make it difficult for people to pay back what they borrow, it’s only going to increase the chances that they will never pay back what they borrowed. Isn’t there a risk assigned to this perspective?”

Sure, but you have to remember, the huge balances are fees, or if they aren’t, then the debtors have already paid the fees and are now using the card, so either way, this bank is making a boatload of money off the ignorance of some. And if they don’t collect the huge ‘fee’ balance what are they out? Not much, but if they do they stand to gain a bunch of profit with little effort.

My understanding, incidentally, does not mean I condone such actions.

As to the subject of sub-prime lenders in general, I have to say, I’m grateful they exist. I was an idiot when I was in my late teens/early twenties and I ran up a ton of debt I could never pay off. As a result I ruined my credit. Without sub-prime lenders willing to give me a second chance it would’ve taken much, much longer for me to get my credit rating back to a respectable level. Of course our (few) credit cards we have now are with prime lenders so we’re saved the high interest rates. I guess my point is that just because a lender is sub-prime doesn’t mean they’re not an honest company. There are a few out there who, other than charging upwards of 29% interest on many accounts (and who can blame them, I *was* a credit risk, after all), are no less ethical than any prime lender.

8 Minimum Wage 08.31.07 at 12:19 pm

Isn’t there a risk assigned to this perspective?

Yes, and the card issuer dumps the cost right on the cardholder.

I analogize it to a self-fulfilling prophecy…you get credit (card or loan) with bad terms, OTHER THINGS BEING EQUAL (which of course they’re not), the risk of delinquency or default is GUARANTEED to be greater. When things are not equal (subprime), the risk of course is even greater.

9 42 08.31.07 at 5:35 pm

Mike: yes! First Premier! that was the bottom-feeder “bank” who sent me that so-called offer. Nice to see them squirm with that NY settlement.

Lampreys, all of em, but nobody’s forcing anyone on the other side to accept such suicidal terms.

10 42 08.31.07 at 5:46 pm

ah, OK, found the ancient blog entry dealing with these scumbags.

… as soon as I clean up the old ascii detritus.

11 Fiscal Musings 08.31.07 at 6:48 pm

This sort of thing is actually quite astonishing. It would make more sense to just pay with cash instead of the credit card because of all the fees.

You can’t really blame the company since they’re out to make a profit, albeit at the consumer’s expense/demise, but you have to wonder about those who sign up for such a thing.

12 RateLadder 09.01.07 at 10:30 am

That is pretty bad… The card you only take if you have to.

13 MoneyNing 09.01.07 at 10:51 am

I think you are giving the credit card companies too much credit (no pun intended) when you argue that the credit card is going to get them more into debt because you are suggesting that they actually care.

Credit card companies are businesses, and most businesses’ goal is profitability and not to save someone from going bankrupt. I know it’s quite sad but that’s just one of those things I guess.

14 Rose 09.03.07 at 3:48 am

I have to agree with you - that is a very bad credit card with the worst and most expensive fees that I have seen! But I’m also feeling that a lot of people are going to fall for it too!

While I’m very leery about credit card offers and working to maintain a good credit record there are others who are going to apply for that credit card offer if they get it in the mail. They won’t be looking at the fine print and the terms!

It just seems that so many people are going into debt in order to get out of debt.

15 Pinyo 09.03.07 at 6:19 pm

I have seen some of these offers in my mail for my younger cousin and I am absolutely horrified.

16 joe 09.06.07 at 12:27 pm

If it’s such a bad product, maybe you shouldn’t promote sites that support them.

17 golbguru 09.06.07 at 1:56 pm

Joe: There is no active promotion of such products on this blog. There are certain aspects of advertising that are difficult to handle - but that’s advertising - it’s a mixed bag. It’s a good idea to always view third party advertisements as merely advertisements - and these should not be viewed as promotions.

The best analogy I can give you is of the television. There are ads and there are things you want to watch - you ignore the ads if they bother you that much, or filter them out so that you don’t see them. But for feasibility purposes, they will still be around.

In summary, there is a subtle difference between lending advertisement space and “promoting” certain products. What you see here is the former and that does not in anyways affect the content of this blog.

If you have further concerns, feel free to email me. More discussion in this comment thread on this issue is not commensurate with the topic of the post.

18 D M 09.06.07 at 5:46 pm

Wow…. and I thought the First premier cards were horrible… just wow

19 ishobo 09.06.07 at 6:08 pm

Credit unions offer cards for people with either bad or no credit, all without extra fees. I am amazed people actually pay an annual fee for any type of credit card.

20 Mike Toreno 09.10.07 at 6:35 pm

Your credit score ain’t really going to take a hit for closing that thing. First, account age is only 10% of your score. Second, a closed account factors into your account age and doesn’t age off for 7 years. So you still get whatever benefit you have from that thing during the time you’re likely to need it.

Now, a more significant factor is utilization, which is the total you owe versus your total limits. Dropping the card lowers your total limit, but if you only have a $300 limit, that’s not going to reduce your total that much. And if you don’t owe much compared to the limits of whatever other cards you have been able to get by that time, it have any effect at all.

What people in that kind of situation need is a secured card. You put some money into a savings account, and they give you a limit up to the amount in the account. I think Wells Fargo has one for $18 per YEAR. This friend of my wife had one, and after a year they graduated her to an unsecured one with no fee.

21 Ben 09.11.07 at 10:09 am

Also beware of Cross Country Bank. They Point Blank Suck.

22 Ian 09.14.07 at 10:14 am

“This credit card account (”Account”) is offered and credit cards are issued by First Bank of Delaware, Wilmington, Delaware, ”

Delaware…why am I not surprised?

23 LA ACTOR HEADSHOT 09.17.07 at 5:35 pm


24 Mrs. Micah 10.21.07 at 8:55 am

In defense of Delaware, Ian, that’s where almost all credit cards come from, good and bad. The state needed something to bring jobs after the chemical factories were (thank God) going downhill. Northern DE is quite a pretty place to live.

As for the card, it’s the worst I’ve seen too…and I’ve seen some sucky ones (used to get a lot of offers).

25 chris 12.09.07 at 2:51 pm

Too bad First Premiere is still applying those fees. Being one who has filed bankruptcy and trying to clean up and improve my credit, they don’t make it easy. I have gotten offers from “debit card” companies. What do I need a Master Card Debit card for when I can get an ATM/Visa card thru my bank?

26 s_jenkins 12.10.07 at 8:21 pm

Ho, Ho, Ho tis the season to try to NOT go into credit card debt. I agree with your post to watch your credit card spending and maximize those sweet credit card rewards. Before you go broke this holiday season, check out this site for real credit card reviews.

27 Hårtransplantation 08.21.12 at 12:21 am

There is a new equally idiotic creditcard in Europe as well with all costs and you must deposit 1,000 euros on it for your future costs.

28 payday loans 07.01.13 at 7:51 pm

It’s in reality a great and useful piece of information. I’m happy that
you simply shared this helpful information with us.
Please stay us informed like this. Thanks for sharing.

my page payday loans

29 foreigner loans 07.01.13 at 9:07 pm

Hi there! I know this is somewhat off topic but I was wondering which blog platform are
you using for this site? I’m getting fed up of Wordpress because I’ve had problems with hackers and I’m looking at alternatives for another platform. I would be great if you could point me in the direction of a good platform.

30 karate singapore 07.02.13 at 12:26 am

What’s up to every single one, it’s actually a fastidious for me to go to
see this website, it contains useful Information.

31 and easy to recognize. While humorous and bad words on passion have their place 07.03.13 at 12:59 am

Hello! I know this is kinda off topic but I was wondering if you knew where I could
find a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having problems finding one?
Thanks a lot!

32 payday loan online 07.05.13 at 4:06 am

Wow, this paragraph is fastidious, my sister is analyzing such
things, so I am going to convey her.

My website: payday loan online

33 schwimmbrille dioptrien 07.08.13 at 6:16 am

It’s going to be ending of mine day, except before ending I am reading this great article to increase my knowledge.

34 woodworking plans 07.09.13 at 6:24 am

Great weblog right here! Additionally your website a
lot up very fast! What host are you the usage of?
Can I am getting your affiliate hyperlink to your host?
I want my website loaded up as fast as yours lol

35 scalping forex indicator 07.09.13 at 6:42 am

I like what you guys are up too. This sort of clever work
and coverage! Keep up the superb works guys I’ve you guys to my blogroll.

36 kosten ausbildung physiotherapeut 07.16.13 at 1:15 pm

Thanks for ones marvelous posting! I seriously enjoyed reading
it, you could be a great author.I will make sure to bookmark your blog and will
often come back very soon. I want to encourage you to continue your
great work, have a nice weekend!

37 web site 08.06.13 at 12:22 pm

Hello, i think that i saw you visited my web site so i
came to “return the favor”.I’m trying to find things to enhance my website!I suppose its ok to use a few of your ideas!!

38 08.07.13 at 1:43 am

Ϻany can bе ‘ doubt that definitely declared bankrupt is ordinarily not seen as the a good stage by lenders, and even if the insolvency term has lost. The US us government has capped the software to maximum thirty-six percent.

Feel free to surf to my blog post - payday cash advance []

39 Jocelyn 08.18.13 at 5:49 am

Way cool! Some extremely valid points! I appreciate you penning this article and the rest of the website is extremely good.

40 Variac 08.19.13 at 4:16 am

I have used the Spirit credit card for years and I have saved tons of money flying to Florida and back.

41 Gonzalo 09.04.13 at 2:14 am

I have read so many content concerning the blogger lovers except this post is really a nice post, keep it up.

42 Clyde 09.06.13 at 4:34 am

Nice blog! Is your theme custom made or did you download it from somewhere? A design like yours with a few simple tweeks would really make my blog stand out. Please let me know where you got your design. Appreciate it

43 food good for losing belly fat 09.28.13 at 9:45 pm

Thank you for the auspicious writeup. It in fact was a amusement account it.

Look advanced to more added agreeable from you!
By the way, how can we communicate?

44 Clean Room Manufacturer 10.01.13 at 3:57 am

Those who say to get someone else to check copy have got it right, but even then I wouldn’t trust something was typo free unless I’d gone through it myself - even though I’m as likely to miss my own howlers as the next person.

45 Traci 10.13.13 at 2:12 am

Please let me know if you’re looking for a writer for your blog. You have some really great posts and I think I would be a good asset. If you ever want to take some of the load off, I’d love to write some articles for your blog in exchange for a link back to mine. Please send me an e-mail if interested. Many thanks!

46 Emmett 10.14.13 at 8:21 am

I like the helpful information you provide in your articles. I’ll bookmark your weblog and check again here regularly. I’m quite certain I’ll learn plenty of new stuff right here! Good luck for the next!

47 Giuseppe 10.15.13 at 2:06 am

I am regular visitor, how are you everybody? This post posted at this site is really good.

48 Brigette 10.29.13 at 2:16 am

I really like it whenever people come together and share ideas. Great site, keep it up!

49 alat pengusir tikus 12.20.13 at 5:35 pm

Please let me know if you’re looking for a writer for your blog. You have some really great posts and I think I would be a good asset. If you ever want to take some of the load off, I’d love to write some articles for your blog in exchange for a link back to mine. Please send me an e-mail if interested. Many thanks!

50 obat pelancar haid 12.20.13 at 11:28 pm

Please let me know if you’re looking for a writer for your blog. You have some really great posts and I think I would be a good asset.

51 modifikasi motor 12.21.13 at 5:40 am

like this

52 05.05.14 at 3:51 am

Hello There. I discovered your weblog the usage of msn.
This is a really smartly written article. I’ll make sure to bookmark it and come back to learn more of your helpful info.

Thank you for the post. I’ll certainly comeback.

53 Gonzalo 05.21.14 at 4:25 am

I have fun with, lead to I discovered exactly what I was having a look for. You have ended my four day lengthy hunt! God Bless you man. Have a nice day. Bye

54 Property Marbella 06.01.14 at 3:11 am

Those people who jump on this credit card has already poor economy and will only deepens into bad credit Circus.

55 blurum bot 06.11.14 at 2:45 am

Hi there to all, how is everything, I think every one is getting more from this web site, and your views are pleasant designed for new visitors.

Feel free to surf to my web site … blurum bot

56 ruffled 06.16.14 at 1:02 am

Hi there! This blog post could not be written any better!Looking
through thhis article reminds me of my previous roommate!
He always kept preaching about this. I most certaimly will send
this post to him. Pretty sure he’s going to have a very goodd read.
Thank you for sharing!

57 m88sb 06.22.14 at 4:39 am

This article is truly a good one it assists
new net viewers, who are wishing for blogging.

My blog; m88sb

58 Tawnya 06.25.14 at 7:05 pm

Great info. Lucky me I discovered your blog by chance (stumbleupon). I’ve saved as a favorite for later!

59 Free Money System Review Software 07.05.14 at 10:38 am

Pretty! This has been an extremely wonderful post. Many thanks for supplying this information.

60 concrete pavers 07.07.14 at 9:32 am

Thank you, I’ve just been searching for info approximately this topic for a long
time and yours is the greatest I’ve came upon so far.
However, what in regards to the bottom line? Are you positive concerning the supply?

Also visit mmy website :: concrete pavers

61 car dealers Los Angeles 07.08.14 at 3:54 pm

Transporting loose cardboard or plastic material on this point out indicates there should
be countless selection autos regularly about the road. Now that you have your junk yard scavenger hunt planned, ensure that you have cash (some junk yards charge a small fee, usually a couple dollars,
to get in) and a set of basic tools. These folks think that these automobiles are write-offs with absolutely no importance whatsoever.

Here is my webpage; car dealers Los Angeles

62 Imogen 07.09.14 at 12:35 am

I was very happy to discover this site. I wanted to thank you for your time for this wonderful read!! I definitely loved every part of it and i also have you saved to fav to see new information in your site.

63 Caleb 07.15.14 at 5:59 pm

This article offers clear idea for the new users of blogging, that really how to do blogging and site-building.

64 Donna 07.15.14 at 6:09 pm

My spouse and I stumbled over here coming from a different page and thought I might as well check things out. I like what I see so now i’m following you. Look forward to finding out about your web page yet again.

65 Athena 07.19.14 at 10:11 pm

Hello! I know this is kind of off topic but I was wondering which blog platform are you using for this site? I’m getting fed up of Wordpress because I’ve had problems with hackers and I’m looking at options for another platform. I would be awesome if you could point me in the direction of a good platform.

66 check here how to hack facebook 07.20.14 at 5:00 am

The target audience is the greatest with a windows
computer. When we surf the internet using our i - Phone, we often don’t realize that
the wifi connection may not be encrypted; as a result we carelessly conduct transactions over
the internet and unknowingly expose information related to our identity.
A good Facebook contest app will also allow you to
embed video, add fields to your sign-up form (usually set to just name and email), and even customize the template, fonts and colors
of your contest page.

My blog post :: check here how to hack facebook

67 rust free download 07.27.14 at 10:39 pm

Entertainment varies from one rust download game. I do almost all payment options that the images and formats once used in the hope of bringing up fat children, particularly a minor
bit of luck on their own needs and realities.

My blog post; Rust free download

68 bodog 07.30.14 at 10:52 am

You actually make it seem so easy with yolur presentation but I find this topic too be actually
something which I think I would never understand. It seems too complex and very broad forr me.

I’m looking forward for your next post, I will try to geet
the hang of it!

Here is my web-site bodog

69 download company of heroes 2 the western front for pc 07.30.14 at 8:11 pm

You can expect everything from your children as well as recognize
each of the major gamers in a good idea. I love being involved
in these scenarios, as a multiplayer game one of download company of heroes 2
the western front the games that don’t, avoid violent games.
Even so, how did the experiments in a position to modify
that trend and, best of the debate over whether violence in videogames is also noted that DDR play significantly dropped after
three months. The game, and Wood Man stages.

My page … download company of heroes 2 the western front for pc

70 electrician strathfield texas chainsaw 07.30.14 at 10:54 pm

A result of the rise in popularity of the gto solution, it absolutely was divide from just as one method to
the tempest lemans sequence to get the different gto set.

The 1973 firebird trans am’s manufacturing facility utilized
lid sticker, a ruben schinella restylized model in the natural american flames chook, used many of the space for the
bonnet. The time scale among 1989 and 1997 can ideal be
explained as one of continuous elegance.
Moreover, the gtp lean place was included in the lavish prix.
Pontiac went through a complete merchandise revamping via
this period.

71 Hunter 07.31.14 at 2:26 am

Fastidious answers in return of this issue with genuine arguments and explaining all regarding that.

72 Brayden 07.31.14 at 6:51 am

Oh my goodness! Impressive article dude! Thanks, However I am experiencing issues with your RSS. I don’t know the reason why I am unable to subscribe to it. Is there anybody else having similar RSS problems? Anyone that knows the solution can you kindly respond? Thanks!!

73 12bet mobile 07.31.14 at 8:34 am

I used to be able to find good advice from your content.

Check out my site - 12bet mobile

74 8 ball pool hack iphone 07.31.14 at 9:21 am

It’s actually very complicated in this busy life to listen news on TV, so I
just use the web for that reason, and take the hottest information.

75 m88 07.31.14 at 11:27 am

Now I am going away to do my breakfast, later than having my breakfast coming again to
read other news.

Here is my website - m88

76 Vernell 07.31.14 at 7:03 pm

Appreciating the dedication you put into your blog and
in depth information you provide. It’s awesome to come across a blog every once in a while that isn’t the same outdated rehashed information. Fantastic
read! I’ve bookmarked your site and I’m including your RSS
feeds to my Google account.

My page: weight loss program (Vernell)

77 healthy food diet 08.01.14 at 9:02 am

Great post. I was checking continuously this weblog and I’m inspired!
Very helpful information particularly the ultimate phase :) I handle such info a
lot. I used to be seeking this certain information for a long
time. Thanks and good luck.

Here is my blog post :: healthy food diet

78 find a housekeeper 08.02.14 at 8:51 am

Pretty nice post. I just stumbled upon your
blog and wanted to say that I’ve really enjoyed surfing
around your blog posts. In any case I will be subscribing to your rss feed and I hope you
write again very soon!

79 m88 08.08.14 at 1:16 pm

Hi great website! Does running a blog like this twke a large amount of work?
I’ve very little understanding of programming however I was hoping to start my ownn blog
in the near future. Anyhow, should you have any ideas or techniques forr neew
blog owners please share. I know this iis off subjecft but I simply wantewd to ask.

Feel free to visit my web site :: m88

80 Tristan 08.09.14 at 3:46 am

Excellent beat ! I wish to apprentice while you amend your website, how can i subscribe for a weblog website? The account aided me a applicable deal. I were a little bit familiar of this your broadcast provided brilliant transparent concept

81 m88 08.11.14 at 1:16 pm

Hey I knpw this is off topic but I wwas wondering if you knew of any widgets I could
add to my blog that automatically tweet my newest twitter
updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this.

Please let me know if you run into anything. I truly enjoy reading your blog
and I look forward to your new updates.

Feel free to vvisit my blog :: m88

82 m88 08.12.14 at 4:59 am

Hello colleagues, how is everything, and what you want to say on thee toic of this paragraph, in my view itts genuinely
remarkable for me.

my webpage … m88

83 plants vs zombies garden warfare download 08.16.14 at 2:22 pm

Better Games not Just Better Systems and GraphicsComputer plants vs zombies garden warfare download gaming systems, any true zombie
fan should give Microsoft an increased iTrader rating.

If they fail and then reload. With my kids will be told by
the AP. It’s even less real than the 10th spot.
With video game that hinges on plants vs zombies garden warfare download your computer.

84 Marilou 08.17.14 at 7:44 am

I am regular reader, hhow are you everybody?
This paragraph posted at this weeb page is really nice.

Also visit my weeb site … garage flooring nh,

85 big Wheels for kids target 08.21.14 at 7:45 am

Thank you for the auspicious writeup. It in reality was once a
amusement account it. Glance complicated to more added agreeable from
you! However, how could we keep up a correspondence?

86 m88 08.25.14 at 5:26 am

Thanks very interesting blog!

Here is mmy boog :: m88

87 m88 08.25.14 at 12:15 pm

I was recommended this blog by my cousin. I am not sure whether this post
is written by him as no one else know such detailed about my trouble.
You are incredible! Thanks!

Feel free to surf to my web page m88

88 m88 08.25.14 at 12:44 pm

If you are going for finet contents like me, ust pay a quick
visit tyis site all the time as it provides quality contents, thanks

my web-site … m88

89 Colic Calm 6 weeks old 08.26.14 at 12:28 pm

Everything is very open with a very clear clarification of the
challenges. It was truly informative. Your site is extremely helpful.
Many thanks for sharing!

Visit my webpage - Colic Calm 6 weeks old

90 m88 08.28.14 at 7:42 am

No matter iff some one searches ffor hiss essential thing, therefore he/she desires to be available that in detail, so that
thing is maintained over here.

Here is my website - m88

91 m88 08.29.14 at 10:20 pm

It’s perfect time to make some plans foor the future and it’s time to
be happy. I have read tgis post and if I could I wish to suggest you few intresting things or suggestions.

Maybe you can write next articles referring to this article.
I want to read even more things about it!

Here is mmy weblog m88

92 m88 08.30.14 at 5:08 am

Heya this is kind of of off topic but I was wanting to
know if blogs uuse WYSIWYG editors or if you
have to manually code with HTML. I’m starting
a blog soion but have no coding expertise so I wanted to
gget guidance from someone with experience.
Any help would be greatly appreciated!

my website m88

93 Vernell 08.31.14 at 12:09 am

With havin so much content and articles do you ever run into any problems of plagorism or copyright infringement? My blog has a lot of completely unique content I’ve either written myself or outsourced but it seems a lot of it is popping it up all over the web without my agreement. Do you know any techniques to help protect against content from being stolen? I’d really appreciate it.

94 Audry 09.02.14 at 6:21 am

Hey very nice blog!! Man .. Beautiful .. Superb .. I will bookmark your blog and take the feeds also? I’m satisfied to find a lot of helpful information right here within the post, we’d like develop extra techniques on this regard, thank you for sharing. . . . . .

95 m88 09.04.14 at 10:48 am

Very good article. I certainly love this website. Continue the good work!

Here is my webb blogg - m88

96 Antje 09.06.14 at 7:04 pm

Howdy very cool website!! Man .. Excellent .. Wonderful .. I’ll bookmark your web site and take the feeds also? I’m glad to seek out numerous helpful info right here in the put up, we need develop extra techniques in this regard, thank you for sharing. . . . . .

97 domain 09.08.14 at 7:44 am

Hey There. I found your weblog the use of msn.
That is an extremely smartly written article.
I will be sure to bookmark it and return to read more of your useful
information. Thanks for the post. I’ll certainly comeback.

98 Leopoldo 09.13.14 at 9:10 am

What i don’t realize is in fact how you’re not actually a lot more neatly-liked than you might be right now. You are so intelligent. You already know thus considerably in relation to this topic, produced me individually believe it from so many various angles. Its like men and women aren’t interested until it’s something to do with Lady gaga! Your own stuffs outstanding. All the time handle it up!

99 the guest full movie 09.14.14 at 9:48 am

I’m no longer sure where you are getting your info, but great topic.
I must spend some time finding out more or understanding
more. Thanks for fantastic information I used to be in search
of this info for my mission.

100 dragonvale cheats 09.19.14 at 1:57 am

After three dragonvale hack years of development.
This information is just 8. They would say Big Bang Theory is my occupation and I’ll be
on our modest first Nintendo consoles.

Also visit my webpage - dragonvale cheats

101 diablo 3 act 1 quest walkthrough 09.21.14 at 12:25 am

Lets start with the obvious, Legendaries. Every single
quest. Your resource is Diablo 3 Guide which auto generates over time.

my web page; diablo 3 act 1 quest walkthrough

102 Lashawn 09.25.14 at 10:05 pm

Pretty! This has been a really wonderful article. Thanks for providing this information.

103 Collette 09.26.14 at 4:31 am

I was wondering if you ever thought of changing the page layout of your site? Its very well written; I love what youve got to say. But maybe you could a little more in the way of content so people could connect with it better. Youve got an awful lot of text for only having 1 or 2 images. Maybe you could space it out better?

104 m88 10.01.14 at 2:54 am

Hey I know this is off topic but I was wondering if you knew of anny widgets I could add to mmy blog that automatically tweet my newest twitter updates.
I’ve ben looking for a plug-in like this for
quite some time and was hoping maybe you would have
some experience with something like this. Please let mme know if you run iinto anything.
I truly enjoy reading yyour blog and I lpok forward to your new updates.

My web sitte :: m88

105 internet service providers kailua hi 10.01.14 at 6:27 pm

This paragraph will assist the internet viewers for creating new blog or even a blog from start to end.

106 more 10.08.14 at 8:15 am

more That we already possess words like feebly tried to compromise, when he.

The group loitered away,still recalling memories of
hostages to disorder, and failing.

107 10.09.14 at 9:05 am

Thank you for the auspicious writeup. It actually was a amusement account it.

Glance complex to more brought agreeable from you!
However, how could we keep up a correspondence?

108 wireless internet adrian tx 10.11.14 at 9:39 pm

After looking into a few of the articles on your blog, I really
like your way of blogging. I book marked it to my bookmark webpage list and will be checking back
soon. Please visit my web site as well and let me know what you think.

109 Jonelle 10.12.14 at 2:43 pm

I pay a visit day-to-day some web pages and blogs to read posts, except this website provides quality based content.

110 10.13.14 at 9:53 am

Nice response in return of this difficulty with
real arguments and telling the whole thing about that.

111 backrezepte 10.14.14 at 4:47 am

Thanks to my father who informed me about this blog,
this webpage is truly amazing.

112 wireless internet green valley il 10.15.14 at 9:15 am

Thanks a bunch for sharing this with all folks you really
understand what you are talking about! Bookmarked.
Kindly additionally consult with my web site =). We could have a link exchange arrangement among us

113 loans broker 10.17.14 at 11:19 am

? often spend an hour reading this web site’s articles or reviews all the time
along with a ??p of coffee.

114 Gestun Bali 10.21.14 at 1:36 pm

It’s actually a nice and useful piece of information. I
am satisfied that you simply shared this helpful information with us.
Please keep us informed like this. Thanks for sharing.

115 Dolores 10.21.14 at 3:29 pm

After looking over a few of the blog posts on your site, I honestly like your way of writing a blog. I saved as a favorite it to my bookmark website list and will be checking back soon. Please visit my website as well and let me know how you feel.

116 Dorthy 10.22.14 at 5:45 am

Great post. I used to be checking constantly this blog and I am inspired!
Very helpful information specially the final part :) I handle such info a lot.
I used to be seeking this certain info for a long time. Thank you and good luck.

117 Jovita 11.23.14 at 5:24 am

Very good information. Lucky me I came across your blog by accident (stumbleupon). I have bookmarked it for later!

118 Vilma 11.24.14 at 11:51 pm

Wow, wonderful weblog structure! How long have you ever been running a blog for? you made running a blog look easy. The entire glance of your site is great, as neatly as the content!

119 Cory 11.25.14 at 12:50 am

Hello it’s me, I am also visiting this web site regularly, this site is genuinely fastidious and the viewers are genuinely sharing pleasant thoughts.

120 Dallas 12.11.14 at 5:45 am

Good info. Lucky me I discovered your website by chance (stumbleupon).
I’ve bookmarked it for later!

121 Hudson 12.19.14 at 5:26 pm

I pay a quick visit day-to-day some sites and information sites to read posts, except this web site gives feature based content.

122 Adan 12.26.14 at 3:30 am

Thanks for the marvelous posting! I quite enjoyed reading it, you happen to be a great author.I will remember to bookmark your blog and will eventually come back later on. I want to encourage you to continue your great job, have a nice afternoon!

123 Demi 12.26.14 at 4:11 am

You can definitely see your expertise in the work you write. The sector hopes for more passionate writers like you who aren’t afraid to say how they believe. All the time follow your heart.

124 Angus 12.26.14 at 4:53 am

Amazing! Its actually amazing paragraph, I have got much clear idea concerning from this article.

125 Valerie 12.27.14 at 7:06 pm

Incredible points. Great arguments. Keep up the amazing work.

126 Maurine 12.27.14 at 7:43 pm

Hello, I desire to subscribe for this weblog to take most recent updates, so where can i do it please help.

127 Verona 12.27.14 at 8:32 pm

That is very attention-grabbing, You’re an excessively professional blogger. I have joined your rss feed and stay up for in the hunt for extra of your wonderful post. Additionally, I have shared your website in my social networks

128 Laura 12.27.14 at 9:07 pm

If some one desires to be updated with hottest technologies then he must be visit this website and be up to date every day.

129 Donnie 12.28.14 at 12:31 am

It’s actually very complex in this busy life to listen news on Television, therefore I only use world wide web for that reason, and obtain the most up-to-date information.

130 Bonnie 12.28.14 at 1:32 am

My brother suggested I may like this website. He was once entirely right. This post truly made my day. You can not imagine simply how so much time I had spent for this info! Thank you!

131 Logan 12.28.14 at 3:48 am

I don’t know whether it’s just me or if perhaps everyone else encountering issues with your website. It appears as though some of the written text on your content are running off the screen. Can someone else please provide feedback and let me know if this is happening to them too? This could be a problem with my browser because I’ve had this happen before. Kudos

132 Jovita 12.28.14 at 5:09 am

Just want to say your article is as astounding. The clearness for your post is just spectacular and that i can assume you are knowledgeable on this subject. Well with your permission let me to grasp your feed to keep up to date with approaching post. Thanks one million and please continue the rewarding work.

133 Ernestina 12.28.14 at 5:53 am

I am regular visitor, how are you everybody? This article posted at this site is in fact nice.

134 Marilou 12.28.14 at 6:32 am

This is the right website for anybody who really wants to understand this topic. You know a whole lot its almost tough to argue with you (not that I really would want to…HaHa). You certainly put a fresh spin on a topic that has been discussed for a long time. Great stuff, just great!

135 Kristi 12.28.14 at 6:35 am

Hi, the whole thing is going fine here and ofcourse every one is sharing data, that’s in fact fine, keep up writing.

136 Kendrick 12.28.14 at 7:19 am

Hello Dear, are you really visiting this web page regularly, if so after that you will without doubt get fastidious knowledge.

137 Ross 12.28.14 at 8:37 am

If some one desires to be updated with most up-to-date technologies after that he must be pay a visit this web site and be up to date every day.

138 Antje 12.28.14 at 9:34 am

Hi there, after reading this amazing piece of writing i am too glad to share my familiarity here with friends.

139 Marsha 12.28.14 at 11:08 am

Awesome website you have here but I was curious about if you knew of any forums that cover the same topics talked about here? I’d really like to be a part of community where I can get responses from other knowledgeable individuals that share the same interest. If you have any suggestions, please let me know. Thanks!

140 Cleo 02.03.15 at 11:21 am

Thanks for sharing your thoughts on personal-finance. Regards

Leave a Comment

You can use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>