Bank Of America Scam Email - Watch Out For This Crap

by golbguru on December 6, 2006

I got an email yesterday, supposedly from Bank of America, notifying me that my online account access is blocked. Incidently, I was messing with some alert settings on BoA website the previous night and thought this email might be a result of that..and almost fell for it. Here is a screen shot of the email.


For a moment I thought “Ok, look’s like I clicked something and screwed something up…or BoA hasn’t recovered from it’s recent website fiasco” and was about to click on the link in the email when I started noticing the fishy stuff (see image below). Also, this is the first time I came across a BoA scam…they might have been floating around, but I never got them till now. However, this one was better than some other crappy scam emails I have seen in the past.


Fishy stuff is almost invariably in the form of some typos and stuff that conveys an unnecessary sense of urgency. Also, that link was intended to be masked but it wasn’t apparent from the email directly. I checked up the html and got this code:


Most bloggers are familiar with html and will immediately notice that it’s sort of a botched attempt. Bad job scammers :). For those who are not familiar with html here is what the scammers were trying to do. This link here seems as if it points to “” but if you click on it, it will take you to my archives page. In a similar way, the scammers were trying to fradulently link me to that “….” stuff by falsely masking it by the Bank of America link. I don’t think they got it right. Anyways, to check where the link would have taken me, I copy-pasted the address in my browser and got this (click on the image to enlarge it):


Ok, now this is not a bad job at all except the “Mother Maiden Name” thing. The only other things that easily blow this off are the url in the address bar (notice the “…” whatever), and the lack of a padlock image that is usually present near the right hand bottom corner of your browser window and looks like this: padlock banking.

Watch out for this scam.I will write about some more tricky scams in future posts. Till then here are some quick tips to avoid getting scammed:

1. If you don’t see this padlock image padlock banking, never put your sensitive information on such a website/webpage.

2. Watch out for typos and grammar errors. Scammers always seem to be horrible at these things.

3. Don’t click on links in your email unless you have solicited them yourselves. (I won’t add “or unless you get them from a trustworthy source”. I have had utter crap links from very trustworthy people).

There are some more finer points, but that will be a topic for another post.

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{ 109 comments… read them below or add one }

1 MsMiniducky 12.06.06 at 8:34 am

Hey good catch! BoyDucky made the mistake of just following a link once and started to enter his info before it clicked. He had to change his card and pin number etc. just to be on the safe side! What a pain.

2 Frugal Frugalson 12.06.06 at 12:47 pm

I got this email too. It’s hard to believe that people actually fall for this stuff…

3 Matt 12.06.06 at 12:47 pm

Good Catch indeed. I get these emails every so often the funny thing is I get them for banks that don’t exist in Canada which makes them very easy to catch.

It was a fake one for paypal that almost got me, I did the same thing you did and checked the actual HTML and caught the masked URL.

4 Maria 12.06.06 at 1:10 pm

That just gives me the creeps! Did you report them?

5 Golbguru 12.06.06 at 4:18 pm

Maria: Haven’t reported it yet. Thanks for reminding. BoA has a scam reporting system in place.

Matt, Frugal Frugalson, and MsMiniDucky: We are some of the fortunate ones who can make out the difference. but I am pretty sure there are always some first timers some who get suckered into this. People like my boss…who has trouble doing simple copy-paste operations at times :)

6 nku 12.07.06 at 9:05 am

You can also report it to IE/Firefox/Google phishing database. I don’t know why, but I believe there exists such a database ever since I found out that Firefox and Google were advising people against particular sites.

Check this out -

7 golbguru 12.07.06 at 10:54 am

nku: Thanks for the link to the phishing-protection website. I will follow it up.

8 tiredofbeingbroke 12.07.06 at 1:27 pm

The phishing emails I like are the ones that tell me I won’t have access to my citibank account. Well go ahead phisher cuz guess what, I have not had citibank in years.

9 TJP 12.10.06 at 4:59 pm

Has anyone been receiving bogus phone calls, too?

I received several calls on the phone from sketchy-sounding “Bank of America” representatives.

When I asked one scammer about MBNA, he responded, “MBNA just merged with Bank of America.”

He did a terrible job at scamming. The merger happened over a year ago, and he acted like it happened just yesterday

10 golbguru 12.10.06 at 6:12 pm

Wow man…phone calls are new to me. Interestingly I have never received any phone scam phone calls till date !! ….got some from salespeople..but I don’t think any of them were “scams”.

11 Lawrence K Hersh 03.24.07 at 9:18 am


Just another note regarding the Bank of America email scam.
Notice the URL has no HTTPS at the beginning
of the address line.
I really appreciate this site. It’s great.


Lawrence Hersh

12 anish 04.24.07 at 7:57 pm

i got one today

says that boa cannot confirm my phone number so acc will be closed in 24 hours. enter all identity related info on phony boa website. any person withou basic knowledge of html wud fall for it!

can we report this to boa or someone who can catch these scamsters.

13 Vidya 05.31.07 at 6:28 am

I got this e-mail also and almost fell for it and later realized it as fake. My awakening saved me.

14 Chelsea 09.02.07 at 10:32 am

i got an email similar to this one, but it was a lot more confusing and well-made. Can they get your info by simply clicking on the link?

15 Joel 09.12.07 at 5:32 pm

Alright, I actually fell for one very similar to this. I was completely distracted when I clicked on the email, and I happened to have just used my new BoA debit card the day before, so when it said, “Your card has been used in a different location. Please verify your account info.” It seemed very related.

What should I do in this situation? I stupidly gave them all of the info they asked for. I already shut down my bank account, but now they have my social, date of birth, phone, etc. Is there anything I can do make sure my identity isn’t stolen, especially by illegal mexicans? (The source,, is a spanish webstite after all)

And please don’t waste my time by telling me how stupid I am. I was completely distracted and tired at the moment. I am usually very careful with my info…

16 Joel 09.12.07 at 5:34 pm

BTW, here was the scam website that I went to:


17 jjwhat 09.13.07 at 1:39 pm

Hmmm, you know, that’s very interesting, because I received a similar e-mail just today and it struck me as being very unusual because most of the usual grammatical typos and errors were missing. It said that my BoA account had been accessed from several different places and to “protect” my account and “verify” that it was mine, I should follow the following link (the same as the above, I believe) and enter in my personal information, or my account would be regarded as “fraudulent” and closed down within 48 hours. Which was all very convincing and all, but when I read the whole thing, the end of the letter just… trailed off (i.e. stopped in midsentence) rather suspiciously (what, they don’t expect people to read the whole thing?). Apart from the fact that it was also sitting in my spam mail box, it is curious how my BoA account could have been accessed or closed down when I don’t own one. But I’m sure an unwary person could be caught off guard–the delicious irony of it is what made this memorable to me. A scam attempt warning you against scamming? What nonsense is this?

18 Midnite Rider 09.17.07 at 1:52 pm

That’s interesting because I got a supposed letter from Bank of America, too. It stated,
“We recently have determined that different computers have logged onto your Online Banking account, and multiple password failures were present before the logons. We now need you to re-confirm your account information to us.
If this is not completed by September 19, 2007, we will be forced to suspend your account indefinitely, as it may have been used for fraudulent purposes. We thank you for your cooperation in this manner.
To confirm your Online Banking records click on the following link:
Thank you for your patience in this matter.
Bank of America Customer Service
Please do not reply to this e-mail as this is only a notification. Mail sent to this address cannot be answered.
© 2007 Bank of America Corporation. All rights reserved.”

Now the funny thing is, I don’t have an account with BofA! Talk about phishing! Morons.

19 mikesg 09.18.07 at 3:31 pm

Got an email from that states the following:


Dear Bank of America member,

Because of numerous fraud attempts in our system,
we are updating our billing information records.
It is very important to update your billing information as soon as possible
Failure to do so will result is a permanent hold on your account due
to risk of fraudulent activity.

Follow this link to update your billing information.

Fill in the forms correctly, mistakes may put your account on hold
until further investigation is provided.

Bank of America Support Team

You can see they can’t even spell “Sincerely”.. and the URL is incorrect instead of -0f-america (with a zero). I’m still not sure if this is a valid bank of america website. I’ve reported this mail to BOM’s abuse dept. I don’t even have an account with this bank!


20 mikesg 09.18.07 at 3:38 pm

Actually, this website is not pingable but the server’s address is
which I seriously doubt has any affiliation with Bank of America or its hosting company.


21 Arthur 09.19.07 at 3:23 pm

I got scammed out of $3500 so remember when you get scammed, Bank Of America aren’t going to do anything about it like they didn’t when I called today. But I saw they did charge me overdraft fees an said they couldn’t remove them.

22 golbguru 09.19.07 at 7:10 pm

Is it just me or is “Bank of America” name one of the prime vehicles in such scams. I still receive at least one spam email per day with Bank of American in the subject title.

Thanks for sharing your experiences. If you come across more such scam emails, feel free to post your information here - it will be a good reference point for people to compare emails if something look suspicious.

23 Jessica 09.21.07 at 12:47 pm

Yes I JUST received one of those e-mails and decided to google about a fake BoA e-mail. I knew mine was scam since I don’t have a BoA account.

This is cray, I cannot believe the scams people think of now.

24 GLORIA 09.26.07 at 4:44 pm

I got a email that looked real from B of A a couple weeks ago. I knew they would never ask for personal info in a email. The next morning I printed off a copy and was at the front door of B of A and talked to a customer service rep. She was having trouble getting through to a rep who would be able to check out what was going on. So I went home and she called me later that day and said YES it was a fraud and asked if I still had a copy of it in my email. I said yes, and she told me to forward it to B of A fraud. I told my daughter about this because they use B of A all of the time. Yesterday she said both her and her husband received a similiar B of A email. It was worded a little different. I think now she really thinks I wasn’t over reacting. I told her to get ahold of B of A immediatly. I also got a Paypal email about a month ago. I realize many people would fall for this because it looked so real. I dragged my mouse over the highlighted address that they wanted me to click on and it lite up as some trinity church name. Very odd!!

25 Shannon 09.27.07 at 6:59 pm

I also received this email. I immediately called B of A directly and they stated that it is infact a scam. I then forwarded the email to them at they will then look into it and shut it down. The B of A rep also stated that they NEVER email their customers and that they force you to call them directly by calling you and leaving you a message to call them back.

26 Eddie rainford 09.28.07 at 2:24 pm

Got one of these BOA scam mails myself.
i sent a rude reply back! ;-)

27 brian 10.06.07 at 2:37 am

i got this email to

did look very genuine.. but i instantly knew it was a scam because i don’t have an account with Bank of America!

i check all my suspicious emails at


28 Sharon 10.11.07 at 9:25 pm

I received the same e-mail. LOL I knew right away it was a fake because I do NOT do any banking with BOA. Hope no one fell for their crap.

29 Amy 10.22.07 at 9:05 am

Just received an email similar to that and don’t bank at Bank of America… Also received three to update my paypal when I went directly to the paypal site without clicking link there was nothing to put hold on my account. Really need to watch these phishers seem to be out in full force.

30 Flandan 10.29.07 at 3:24 pm

Mike, BOM is Bank of Montreal, not BofA.

31 Jan 11.10.07 at 8:27 pm

I agree with Abby, I get so many spams from boa and I don’t even have a account, always remember if you do have a account with any of the accounts, go to there web siteand log into your account and check for messages through the official site and if you don’t see a messsge to you at the official site then you know that the email is fake. I get so many that I have kept all reporting addresses in my address book under the heading of spam so all I have to do is forward the email and click on the appropiate address and send. It saves me time not having to look it up to forward spam mail.

32 K. Noble 12.10.07 at 8:12 am

I found a voicemail call on my mobile phone advising me that there was suspicious activity on an account and it might be closed unless I called them or went to a website
That website looks very fraudulent and asks you to enter your full account number! Very ‘phishy’!

33 Malik Kingstone 12.20.07 at 9:39 pm

I got one today on this link

I knew it was fake and entered fake infos. that don’t exist. I don’t bank with BOA at all and that is the reason why i felt this was too phishy.

34 eric 02.21.08 at 12:37 am

Just received another BOA scam letter:

Dear Bank of America Corporation Treasury Management client!

Our Support Unit is running an arranged software update

By following the link below you will start the procedure of the customer details verification:


These directions are to be sent and followed by all customers of the Business and Commercial Online Treasury Services.

Bank of America Group does apologize for any problems caused, and is very thankful for your help.

If you are not client of the Bank of America Group Inc. Cash Management please ignore this letter!

— This is robot generated e-mail please do not respond —

(c) ‘08 Bank of America Inc. All Rights Reserved.
Very official looking and had me fooled for about 3 seconds.

35 Alexis 03.08.08 at 3:23 pm

And the real give-away as to the authenticity of the BoA letter :

I wonder what ‘a “temporal” hold on your funds’ is ?


36 Claire Manzella 03.10.08 at 10:53 pm

I received this scam today also. I report this type of spam to Comcast,but I wonder if they can prosecute the individuals responsible. This is very scary stuff: identity theft.
From:”Bank Of America”
[Add to Address Book]

Subject:Bank of America Alert: Message from Customer Service
Date:Saturday, March 08, 2008 8:02:14 PM
[View Source]

You must update
Your Account Immediately
Please Click Here

Please update your records on or before 48 hours, a failure to update your records will result in a temporal hold on your funds.

Security Update Alert

Your primary Information for Bank of America Online Banking Need To Update.

Bank Of America is constantly working to increase security for all Online Banking Customers . To ensure the integrity of our online payment system, we periodically review accounts.
Your account might be place on restricted status. Restricted accounts continue to receive payments, but they are limited in their ability to send or withdraw funds.

To lift up this restriction, you have to complete our verification process. You must confirm your credit card details and your billing information as well. All restricted accounts have their billing information unconfirmed, meaning that you may no longer send money from your account until you have updated your billing information on records. To initiate the update confirmation process

Please follow the link below and fill in the necessary requirements :

Thank you for your patience as we work together to protect your account.


Because E-Mail Is Not A Secure Form Of Communication, This E-Mail Box Is Not Equipped To Handle Replies.
If you have any questions about your account or need assistance, please call the phone number on your statement or go to Contact Us.


Bank of America, N.A. Member FDIC. Equal Housing Lender
© 2007 Bank of America Corporation. All rights reserved

37 Greg 03.13.08 at 7:52 pm

I just got the BOA scam today. I looked to see if there was any place to report it, and finally found
from one of the people submitting info. Are there any other places?

38 Pam 04.08.08 at 9:19 am

Got one today. I reported it to the bank of america.

Bank of America Higher Standards
Customer using a laptop for Online Banking Online Banking Alert

Always look for
your SiteKey before
you enter your
passcode during
Sign In »

Irregular Check Card Activity


Dear valued Customer,:

We recently have determined that different computers have logged into your Online Banking account, and multiple password failures were present before the logons. We now need you to log into your account and verify your account activity.
account we have issued this warning message. It has come to our attention that your Online Banking account information needs to be reactivated as part of our continuing commitment to protect your account and to reduce the instance of fraud on our website in this new Season .Once you have reactivated your account records your account service will not be interrupted and will continue as normal.

To reactivate your Online Banking Account click on the following link:
Sign In to Online Banking

Thank You.

Our paperless statements securely store your statements online for you to view up to 18 months of activity. Learn more .

Because email is not a secure form of communication, please do not reply to this email.

Official Sponsor 2004-2008 U.S. Olympic Teams Bank of America, Member FDIC.
© 2007 Bank of America Corporation. All Rights Reserved.

39 JESSE 04.12.08 at 8:15 pm


40 jason 04.14.08 at 9:54 pm

Just got this and almost filled out personal info. Looked just like a real Bank of America email.


As part of our security measures, we regularly screen activities in the Bank Of America Online Banking system. We recently contacted you after noticing an issue on your account. We requested information from you for the following reason:

Our system requires further account verification.

To restore your account, please Sign in to Online Banking.

Thank you for using Bank Of America Online Service.


Your account might be placed on restricted status. Restricted accounts continue to receive payments, but they are limited in their ability to send or withdraw funds. To lift up this restriction, you need to login into your account (with your username or SSN and your password), then you have to complete our verification process. You must confirm your credit card details and your billing information as well. All restricted accounts have their billing information unconfirmed, meaning that you may no longer send money from your account until you have reactived your billing information on file. Sign in to Online Banking
Thank You.

Please do not reply to this message. If you have any questions about the information in this e-Bill, please contact your biller. For all other questions, call us at 800-887-5749.


Bank of America, N.A. Member FDIC. Equal Housing Lender
? 2006 Bank of America Corporation. All rights reserved

41 ree 04.27.08 at 11:59 pm

thank you! you are great!
i just got one, and did not even notice the typos. But I do not even have an account with them!

42 Dom 05.07.08 at 7:59 am

the site that was sent was decievingly clever enough to get me to give them my information. there weren’t any grammatical errors, and it seemed to be a legit work at home oppertunity. I’m extremely unsure how to get my info back from these thieves now, and I’m worried that it may be too late.

43 RodMaru 05.10.08 at 7:22 pm

Here’e the latest B of A phone scam: A very ‘asian’ voice tells you that the IRS is sending you your TaxRebate through Bank of America. For my Wife, (who I impersonated)they would be sending $1500.00! He verifies your public information ( name & address), says he is not collecting any personal ID like SS No., and asks what bank you use. If not B of A he asks you what bank and please read off the routing No. and Account No. on the bottom of the check, so B of A can send you your rebate. I gave him some phony numbers and asked if I could call him back.

44 Vic 05.11.08 at 1:54 pm

OK- I received a similiar phishing attempt as others have described. This turned out to be quite different and a lot more sophisticated. I recognized it as fraudulent just because legitimate financial institutions will NOT try to get info from you like this. I, however clicked on a link in the site just to see what was there, and it brought up another Bank of America site that looked very legitimate, and then in about 15 seconds the site disappeared, and my home page changed in front of my eyes. I then received an alert from my firewall that something was trying to change an .exe file. Now that is a real no-no- so I of course blocked it, but then through running antivirus and spyware software found out that they had also infected my registry. Needless to say, it took me a couple of hours to clean it out where I felt comfortable. Naturally I reported to , but I wonder at times what they do (or can) do about it. Lesson here is DO NOT even click on a link unless you are absolutely sure of its validity. This one stunned me by its sophistication. Oh yeah, I also reported to the FBI internet fraud site and the FCC as well.

45 Aj 05.12.08 at 12:25 pm

I’ve got the same e-mail as well, it didn’t look like a scam at all at first, but then when i clicked on the link, a window showed up and said “Mission Completed!! Hacked by d4ve”

46 Mike 05.13.08 at 5:31 am

Thanks, got the same mail myself. Seemed weird since i havent had anything to do with this so called bank of america.

47 Webhost Guide 05.30.08 at 1:02 am

Your post is really educational. We need more information against this scam. Most Internet users are impulsive. They just click and click and click. No wonder Nigerian scammers, as reported by BBC, are amassing tens of millions of dollars from hapless, uninformed Internet users.

48 kristy 05.31.08 at 1:40 pm

i foward to the abuse email for bank of america that i am not there consumer and i will never be i am not sure if it is a scam or your being a pain in the ass i foward the emails i been getting for the last 6 weeks now and i am fed up they email crap like update information or your online account has been suspended do to third paty activity or updated sucerity features to up date information i wanted to be noisy so i logged on it looked like a real thing but i never updated crap.

note to the wise consumers scammers look for the idots that they can steal boo coo loads of money from even logging on to the email they can track your isp address and them hack into person information so i be not to euthised on reporting these crimminals if they seem to get to the point that every day you look in the email that these emails are in there call or email the states attorneys office forward to them what is happing and forward them the emails . this day and age who needs to rob banks they have morons with bank acconts that will give information out for free……………

49 Arista 06.02.08 at 3:28 pm

Just received a BofA phone scam call. Came across the caller ID as Private Name, Private Number. The caller was a lady claiming to be “Juanita Jackson” with BofA saying my “credit score was extremely low and I needed to make a payment to BofA immediately.”

I laughed and said, “I don’t even have an account with BofA. Sorry about your luck.”

She replied by saying, “F*** you” just before I hung up (which made me laugh even harder).


50 J MONEY 06.14.08 at 4:58 pm

Yes, same thing happened to me except for it was saying it was my second warning…odd because I did not have a first warning…so this is what I received pretty obvious but still some might fall for this one too!!


Second Warning

Because you did not respond to our first warning security
adviser we were obligated to change your account status.
We have to do this for the safety of your account and your
personal informations.

New Account Status:

Account temporary inaccesible

So you can gain again full access to your online account
you need to follow the steps on our secured website bellow:

This is now your second warning, if you will not follow this
steps we will be forced to disable your account.

After this steps are done an Bank Of America reprezentative will call
you so you can finish this security measurements.

51 *AMP* 06.17.08 at 10:31 pm

Fuck these faggot ass mother fuckin nigerian shit kids. We need to fucking kill them or bomb there fuckin shit country. Fuckin little punk ass bitches, I would destroy any one of these little faggot mother fuckers. What fucking nerve they have to say things like “mission completed,hacked by d4ve”…um no, fuck you “d4ve”, you punk ass little bitch. I’ll fuck you up right now Mr. “d4ve”. and also “I’m juanita jackson,your credit score is low,make a payment now” and then when the smart woman laughed and said “sorry I don’t bank with BofA, your out of luck” the fucking bitch “juanita jackson” got angry cuz her bitch ass scam didn’t work and said “fuck you”…FUCK ME?! NO! FUCK YOU BITCH! SHOW YOUR FACE! TELL ME WHERE YOU ARE SO I CAN COME FUCK YOU UP RIGHT NOW! Fuck these little shitkids. Anyways, yeah I also almost fell for their little scam through a fake BofA email saying I had “irregular check card activity” at the top in BOLD RED! Naturally, I freaked and was thinking “what the fuck?!” and thought it was real so I clicked on the link but then once I got to the page, FIREFOX security kicked in and turned the whole page shaded dark and a window popped up saying the page had already been reported as a suspected web forgery and it was fraudulaunt and all this shit and had like 2 options- “get me out of here!” or “no,this is not a fraud site”-It was right then when I was like “oh shit, this is faker than fake.” So I closed that shit and got outta there quick. I was gonna enter my info, but firefox saved me. It fucking pisses me off how sophisticated it looked and how I almost fell for it. I’m a smart guy and firefox had to save my ass. Fuck these people!!!

52 Queen V 06.23.08 at 3:48 pm

I just received one of those emails today, I thought it was weird since I have never banked a bank of america. I almost fell for it though because I thought maybe it had to do with my school loans etc. Glad your website is here. Heres what mine looked like:

Your Online Banking is Blocked

We recently reviewed your account, and suspect that your Bank of America account may have been accessed by an unauthorized third party. Protecting the security of your account is our primary concern. Therefore, as a preventative measure, we have temporarily limited access to sensitive account features.
To restore your account access, we need you to confirm your identity, to do so we need you to follow the link below and proceed to confirm your information: dll/Ctrl.jsp?BV_UseBVCookie=yes

Thank you for your patience as we work together to protect your account.

Bank of America Customer Service

Please update your records on or before 48 hours, a failure to update your records will result in a temporal hold on your funds.

Bank of America, N.A. Member FDIC. Equal Housing Lender
© 2007 Bank of America Corporation. All rights reserved.

53 paul 06.24.08 at 5:30 am

i have recieved fake notices like that in names like boa, wamu, paypal, wells fargo, and other various financial companies. it is very upsetting. watch out, email is not safe anymore. be careful opening any of these message.

54 Ryan 06.24.08 at 7:12 am

FYI - Unfortunately, these emails will never stop. As long as the internet is in existence, there will be phishing emails.

I can literally copy the BOA logo this moment and create a Phishing email in minutes. I can then purchase thousands of emails from sites selling email marketing lists. The only way to avoid being on one of these lists is to avoid entering your email address anywhere on the Internet.

BOA is hardly liable for these emails. They could not possibly stop all of them and can no way keep track of every individual that initiates this Phishing email. BOA spends more money than they really should preventing and investigating Phishing.

Avoid entering your email and never use a link to type in account or personal information.

“I got scammed out of $3500 so remember when you get scammed, Bank Of America aren’t going to do anything about it like they didn’t when I called today. But I saw they did charge me overdraft fees an said they couldn’t remove them.”

Sorry, they really shouldn’t be responsible for your negligence.

“I found a voicemail call on my mobile phone advising me that there was suspicious activity on an account and it might be closed unless I called them or went to a website
That website looks very fraudulent and asks you to enter your full account number! Very ‘phishy’!”

This is in fact a legitimate website. You can verify this by contacting their customer service department.

55 Allen 06.26.08 at 10:14 am

The easiest way to tell these scams is they almost always address you as Dear Customer, ect.
There is no mention of your name! When I see them I ignore em. If they do include your name. (never seen it yet!) But if they did… I would not use there link…but instead go to there web site or better yet if possible call there customer service number. I just got a Bank of America scam notice and I don’t even bank with them!
Iv also gotten Citi Bank, eBay, and pay pal scams. I guess if they send out a million of em there are bound to be some people who give them all there personal info! O my…I just got an email and a guy in Uganda…a prince no less! is going to give me 5 million dollars if I let him deposit money in my checking account! Gota go!!! I’m rich! rich!

56 Loura 06.26.08 at 8:49 pm

So this happened to me today. Yesterday I received an email that I had ‘irregular check card activity’ and had me “go to the website” and virtually enter all of my information (and in bold) “then call us at …) So I did, and when I called everything was fine. I receive the SAME email today, but this one was legitimate! Because I had a charge from Air Arabia on my acct. They had actually placed money in there and took the same amount back out, I guess testing to see if the account was real.

I have done all the things that ’should be done’ (call FTC, place a fraud alert on credit, file police report, cancel ALL bank accounts and start all over) but I have the same question Joe left earlier in September 2007 “Is there anything I can do make sure my identity isn’t stolen”, or at least not taken advantage of even further? Can someone please help??

57 Enterprise Messaging Solution 06.27.08 at 2:56 am

Hey..that was a good one. I would be waiting for your future posts regarding these tricky scams.

58 JA 08.29.08 at 9:02 pm

I got this email almost 11 months ago, and FELL for it..i am in such a bad state now, as the person who phished the info on my acct, has used it against me. I am working with the local law enforcement in the area that this took place and the leads are actually making head way…I cannot believe that someone would stoop so low as to target bank customers, but after learning the hard way, it’s not as difficult as stealing candy from a baby! I am upset that this happened and I obviously need to start from scratch, but for those who are not familiar with the whole online scam busniness, they will catch you in every scenario, and make this all look as legit as possible. All to take your life away from you and make you spend lots of time figuring out ‘why’ this happened to you! BE CAREFUL!!! From one victim to another! It sucks having to prove your identity to athorities and actually having them work a case believing your word against someone as Big as Bank of America! Beware…it’s a jungle out there, and you are not alone!!!

59 pat weakley 09.02.08 at 7:31 am

i have been getting a number of these emails the last week. the pages have a lot of html coding right on them. easy for me to ignore them since i don’t have a B of A account and never had.

60 Thomas J Key 09.17.08 at 3:30 pm

On my E-mail I received a message : This Account Has Been Suspended. Now I do not who this is or where did it come from. I went to the bank this morning . I had a small deposit ,but I talked to the manager I have known for a long time .She is real nice. The bank I do busines with is at the Aiken Mall Whisky Rd. Aiken SC I have done businese ever since you ahve been a business. Thank you

61 FBI's Most Wanted 11.11.08 at 5:21 pm

I just got a letter from the FBI stating that there was 10.5 M deposited into my account with BoA and that it was done by an unusual funds transfer. I was now being investigated for terrorism and unless I contacted the detective in charge by the number or e-mail address immediately they would stop access to my account and all other funds.

This e-mail was then followed by one from BoA stating that there had been unsuccessful login attempts on my account and that it was frozen until I e-mailed my account information and changed my password.

I was amazed, not only am I rich, I’m a terrorist wanted by the government and I didn’t even know I had a BoA account!!! Talk about an exciting day. I need a nap.

OH, yeah, I reported it. I just thought I would let you all know that the FBI is also involved. I think the CIA and other government associations might also have a take in it all. Who would have thought that all our trusted government officials would have such horrid typing and grammar skills. I thought they would have had to be better edumicated than that. What is this country coming too?

62 Charan Raj 01.17.09 at 9:59 pm

Kind attention to the general public.
One Mr.Ratna Kumar, a school final failed 30 years dark , and curly haired person,with politicians clad,in south Indian state of Andhra Pradesh, showing some fake check of 2,500 U .S Dollars donation from Bank of America ,stating that he got into his “true ” charity and announcing in news papers and meeting lot of rich people in Andhra Pradesh and all over India. all the politicians and rich people are fallen prey to him,thus he created a billionaire status and trying to get the senator ticket from congress party,Amalapuram constituency.
his birth address is(he is posing himself as Dr.Muthabathula Ratna Kumar,medical doctor,but his actual present address is

Dr.Muthabathula Ratna Kumar
son of Mr.Muthabathula Verriyya,
former MPTC
Lankavani Thota
Sriramputam village
between pulletikurru and Kothapeta villages
Ambajipeta Police station limits
East Godavari District
Andhra Pradesh state

63 Eareks 05.08.09 at 6:13 pm

Is any way to investigate by following IP# and trace where this message was originated? Any feedback from FBI or Internet Police? This message comes with Virus attached. I received this message and would like go to the source whoever produced it. The Bank of America deny any connection, because I asked, how come their logo appears on this scam??
It might be inside job. What’s scary part I found, that BOA doesn’t care, but I DO. I want to bring these AH to the justice and I will proceede, till I will find them. As an Internet criminals looking for stiling personal ID’s they should be sue and in extrime cases execute. Eareks

64 terra 06.17.09 at 4:45 am

I received one of these today, and almost fell for it. Luckily the link was not working properly, and then I took a closer look at the actual address…definitely a fake. Here’s a copy of my letter:

Dear Valued Customer :

As part of our security measures, we regularly screen activity in the Bank Of America Online Banking system. We recently contacted you after noticing an issue on your account.We requested information from you for the following reason:

Our system requires further account verification.

To restore your account, please Sign in to Online Banking.

thank you for using Bank Of America Online Service.

Please do not reply to this message. If you have any questions about the information in this e-Bill, please contact your biller. For all other questions, call us at 800-887-5749.

Bank of America, N.A. Member FDIC. Equal Housing Lender
© 2009 Bank of America Corporation. All rights reserved

I receive valid bank of america alerts every day (notifying me of my account balance) and they look exactly like this one did. The only difference is where the link actually goes. Make sure the link is for and no other.

65 Bob 07.01.09 at 12:12 pm

I just got an email that sent me to this site: http: //

I entered in some random numbers and it took me to another page where it HAD the padlock image. Also on the next page it actually asked me for my Father’s Maiden Name.

66 Jas 07.16.09 at 11:08 am

I just got that email today, apparently it is still out there, beware everyone!

67 hannah 07.21.09 at 10:39 am

i’m so glad you posted this!!!!!!!!!!! I just got one and was about to enter my passcode when that little voice in my head said…wait and i googled it and found this. It’s exactly the same. THANKYOU!!!

68 mikesg 07.21.09 at 7:34 pm

If you guys would… please post the links that were in your email. Not the links that were showing in the emails but the page that opens when you click the link. Copy the address from your browser and paste it here so I can have the website killed. If you are concerned or think you may have been a victim, please let us know at We have a team dedicated to helping you by telling you what you should do to prevent ID theft. We also are dedicated to and have had thousands of fake bank websites reported and taken offline. If you think your ID may have been stolen, check here: This is a free service that will determine if your account information has been passed around.


Every day the personal details of millions of potential victims of Identity Theft are bought and sold by criminal gangs on the internet. The Lucid Intelligence database contains the details of in excess of forty million people worldwide who have had their personal information compromised by criminals in this way.

Lucid Intelligence Ltd is the ONLY company that actively identifies such criminal activity and makes it available to the public by way of a FREE search. Whilst we cannot repatriate your data we can tell you what information the criminals have exchanged about you and demonstrate how you can protect yourself against Identity Theft.

69 Nicole A. Pennington 08.03.09 at 1:22 pm

I have been recieveing emails in regards to BOA account that I am positive have be closed. This matter is very disturbing and needs to be addressed asap. Reasons like these are why we are in a state of crisis as itis.

70 Eareks 08.03.09 at 2:52 pm

Most shocking for me is the BOA reaction to fraudulent activities…
They should be worried about signals coming from clients and theirs reaction is …well inform us by sending your information to: Lets guess N O T H I N G. If they serious about their security of the accounts and activities outside the Bank of America? Most likely NOT. If I would have any business with them:
1. I would pull all money and close account
2.If you observe any suspicious activities, inform FBI (in writing and keep record of it)
3.Could trace the intruder by IP # and if you have had large amount on your account hire private investigator, specjalizing in internet related crime.
I have no proof, but potential suspect BOA criminal activities might be “insider job” secretly steeling information at work, since they had bank logo and other info specifically associated with this particular bank.
But the bottom line is do protect yourself if BOA is unable to do that for you.

71 Joseph M. Brophy 10.26.09 at 7:58 am

I got an E-mail from ” onlineid@bankofamerica” which said my account locked. I checked with my branch which is a short distance away and they told me to report this on line at this E-mail I did not open the E-mail. The branch told me there was no lock on my account. Now what?

72 javajava86 12.14.09 at 5:07 pm

As a BoA account manager, i can tell you that BoA will never solicit customers with an email of any type that has to do with sensitive information. We will never ask for your account information, social security, debit card info, online ID, or anything of the like. Sending the email to only helps us build our email list for federal reporting, because we do that. Don’t think that we just sit on the emails and do nothing, because if that were the case, the email service wouldn’t exist. As you know, email addresses are a dime a dozen, so it is hard to keep this from happening, but we do our best to keep your BoA account safe. Our emails will always have your name in the greeting line, and there will NEVER be a hyperlink in any BoA sent emails, but rather a Phone number, which is usually 1800-432-1000 for checking/savings/online banking. If it has another number, and you think it may be sketchy, just call our general number aforementioned and we will route you to the appropriate department. I hope this helps!

73 Sstephie38 01.09.10 at 5:06 am

i replied back to them letting them know that they were a fraud. Should I have done that?

74 abdullaahi 01.20.10 at 1:47 am


dear banka of american

i am really pleased to send you this introduction letter ,my name is abdillahi ahmad,a chairman of a weekly puplished news paper with its main office in hargeisa somalia.a country wich is severly effected by civil wars and chaos ,and the developement of the mass media is rare and is censored by the local authorities.
i have seen your email from the google,and decided to contact you dear bank of america i want to help me iam i wait you as soon as possible.
i hope you should do with us a lot and should bring some thing of advantage for us as consulting and giving us a helping hand to join the international mass media.
your consideration to this letter is highly appreciated.
sincerely yours
mr arshe

75 carole stanford 01.21.10 at 8:59 am

I got a voicemail from a person stating that There was a check waiting for me as a Bank of America customer and they used my name and address as a means to sound legitimate. The number that was left was an 876 number. I called it back to as a test and it goes directly to a voicemail that does not indicate where you are calling. Has anyone else had this?

76 Craig 01.25.10 at 8:39 am

I got an e-mail yesterday that really looked legit,called BOA & she said
they would never ask for that information because they already have it.
We are sorry to inform you but due to the number of incorrect login attempts, your account has been locked for security,update your account details at the url below:

Once you verify your information on file,your account session will continue unintterupted and continue as normal.
Thank you for your prompt attention to this matter,
We apologize for this inconvenience, but the purpose is to combat fraud

2009 All rights reserved

(Kind of Ironic wouldn`t you say?)

77 Anthony M. Quatroni 01.25.10 at 12:44 pm

Here is, apparently, a new Bank of America e-mail scam. Received an e-mail today, Jan. 25. Extremely authentic looking (no typos, etc.) telling me that here is the online unlock code for my Bank of America account. It goes on to tell me that if I have any questions to call an 800 number. Now I, like many people who do not bank with Bank of America, will call the number. So when I did so what do you think the male voice (recorded) told me? Thats right, he wanted my social security number. At that point I hung up and notified Bank of America (I do have one Bank of America credit card) and forwarded the bogus e-mail. Very ingenious on the part of the bad guys in countries that are not 3rd world but evil 4th world. Caveat Emptor!!!!

78 419-MIKE 01.28.10 at 2:34 pm

@ Craig above.

The thing is with your email, that link IS a correct BOA web address but it is a fake link. The text is a real link but if you put your mouse pointer over it and look at the bottom of your screen (The status bar) you’ll see that the link does not take you directly to that site. Instead it will take you to a completely different website that is not BOA. Guaranteed. This is a common spoof link, making unsuspecting victims think that it is more authentic.

@ Anthony M. Quatroni
If you don’t mind, Email me that telephone number or go to and post your entire email. We have a team of people who investigate these types of fraudulent emails and we have worked closely with law enforcement in the U.S. as well as other countries that are willing to participate, and we have had many scammers arrested for such scams. I urge everyone who receives these types of emails to post them at so that we can continue to gather evidence and intel against fake bank sites…. we do this for YOUR protection.



79 sho 04.28.10 at 11:48 am

I got the same e mail as ally.They ask u to download something and try to get all you numbers including PIN and three digit code.They are stupid if they think we will fall for it!

80 angela 05.10.10 at 3:53 pm

I have gotten several of these fraudulent emails, and each one is better than the last. At first I thought my ex boyfriend was trying to break into my account or something. Thank goodness I never submitted any personal information and called the bank instead. Report this fraud at

81 Perter 06.22.10 at 4:19 pm

Scam baiting is the best practice of pretending interest in the fraudulent scheme offered by scammers in order to manipulate them. In simple terms, you enter into a dialogue of spammers simply to waste their time and resources. At the same time scam baiters will help to keep the real victims away from these Nigerian 419 scam and scammers. This blog is to alert the People from Spam Email.An advance-fee fraud is a confidence trick in which the target is persuaded to advance sums of money in the hope of realizing a significantly larger gain. For further Contact :

82 felice Unger 07.09.10 at 12:40 pm

I just received an email from bofa@banking saying that there was irreguar check card activity,It smelled suspicious.Is it?I did not open it.

83 CHARLESRAYBOURQUE 09.09.10 at 4:05 am

Bank of America people please take care of this scam of this email. Thank-you so much for taking care of this matter. Sincerely,Charles Ray Bourque

84 Tracy 09.11.10 at 7:47 pm

I actually work in a call center for BoA. Anytime you receive an email from “BoA” and your not sure if it is a scam please call us. We will never send out and email that has a link in it. You can also forward that email to Have a great day!!

85 Ida B Lantz 07.19.12 at 12:25 pm

I recently transfered fund from your bank to Choice Points. I had a phone call telling me it didnt go through and they wanted my information to lower my balance with BOA and charge me 690.00. They said it would save me 2400.00. I told them I had transfered to another account and they had paperwork showing it was denied. The phone number they gave me was888-232-6757. I supposedly talked to a Sarah Jones. I called back she was not available I agreed thinking I was denied and gave them the info they asked for. They then said someone would call to verify and I was only to answer and not asked questions, In the meantime I recieved a letter from choice saying I was accepted and appreciated my business. When I called back to tell them I had been accepted they were wrong I humg up Then they called me back pretended to be choice points and I had recieved the wrong letter and was denied. I insisted on calling choice points myself and was told it was a scam i was accepeted and money had been transferred. One of your representative told me to email what had happened.

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i wonder whats worse, phishing, or the band phish?

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I have heard of these happening often with Bank of America customers. It’s almost like it’s an inside job. I would switch because 9 out of 10 stories I hear are BofA customers.

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I had received a scam called today . Some one had called at my home phone day saying that, they are calling be half of Bank of America and that we were a chosen from lucky draw winner and that the lucky # was 00805873999. And the draw # 89966042230012 and that it is for international USD $50,000. And it will be transferred from UAE Bank to our Bank of America account. This person said that his name was Muhammad Ismail and i also noted his phone # 346+727-5351. I had already contacted our local bank of America office and spoke to personal banker name Lindsay M. Brownsell and she had told me that it was a scam call and that to call customer service, so i did and they have told me to log on to this website and write this message. Please try to find this scam person, so that he does not cheat some one. Please e-mail back to let me now that you received this message. Thank You

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