Citi Professional Card: A Balance Transfer And Reward Points Time Line

I recently applied for the Citi Professional Card with 10000 bonus reward points and a 12 month 0% balance transfer offer.

Here are some highlights of the entire experience:

- The application process was not at all an issue.
- Someone from Citi Professional Card called me up after 3-4 days to inform me that I have a high credit limit on another Citi card (Diamond Preferred Rewards Card). They suggested that I transfer the credit line from my old card to my new card. Btw, this is your ONLY chance to transfer credit limit to a Citi Professional Card from a “non-prefessional” card.
- After about a week and some contemplation, I decided that the credit line transfer wasn’t enough and asked them if I could transfer some more. Strangely, this time they say “We cannot transfer credit lines between a business card and a non-business card”. Reminding them that they did this when they called me the first time didn’t help.
-The 0% balance transfer took some time; it took about 10 business days before the check was home and another 7 days hold in my brick-and-mortar bank…and now the transfer to HSBC account will take it’s own sweet time :(. So it’s almost about a month before its starts gathering interest
-Got 10000 points with the first statement of my Citi Professional Card; this went very smoothly and I already see the reward points on Yodlee.

I should mention here that it is easier to track your reward points when you have them on Yodlee. I follow my Citi Thankyou Points and Upromise Cash Back on Yodlee.