Published by golbguru September 29th, 2006
in debt and musings.
Just read an article on CBS titled “A Growing Money Problem“.
An excerpt from the article reads like this: “It’s easy to see how we got lured into buying expensive money. The green stuff is now sold to us in merciless ways. Many of your American banks who set up branches here have brought with […]
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Published by golbguru September 29th, 2006
in banking, math, APR and personal finance.
[Do let me know if you have seen the calculations behind the “Rule of 72″ before this :)]
I am sure almost everyone on the personal finance blogging scene must be knowing about this rule of thumb…sort of. Here, I am just revisiting the idea behind this deceptively simple concept from ground up.
This is the […]
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Published by golbguru September 28th, 2006
in credit cards and balance transfers.
I recently applied for the Citi Professional Card with 10000 bonus reward points and a 12 month 0% balance transfer offer.
Here are some highlights of the entire experience:
- The application process was not at all an issue.
- Someone from Citi Professional Card called me up after 3-4 days to inform me that I have […]
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Published by golbguru September 27th, 2006
in debt, APR and personal finance.
Yeah 1303.57 % APR !! that’s right, it’s NOT a typo ! Woah….initially, I thought somebody mispoke or I misheard or something, but then I did some research and found out people/websites who were offering something similar. Here is the link to the 1303.57% APR lending website. Here, here and here are more links […]
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Interesting article on MSN. Here is a short summary on how to dig your own grave:
1. Using retirement savings to pay off debt. (Looks like I might debate this point some time in the future)
2. Carrying credit card debt. (Same old same old..but not entirely true, 0% APR debts are not hurting)
3. Out […]
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